Thursday, September 29, 2011
EXCITEMENT !!!!!!!!!!
JC should be back in the States by the end of next week!!!!! I am so excited!!!! I remember the day that I was asking myself how in the world I was going to get through this. I have told myself time and time again that it will all work out and that it will all be OK in the end. Now the end is near and I couldn't have been more right. We made it through probably one of the toughest years of our lives. We put our baby making dreams aside and got through it. In the end it did work out as it always does. Things really do happen for a reason and even in the worst of times good things happen. If we had never deployed we would not be trying to buy a business. If we had gotten pregnant we wouldn't have deployed or at least I wouldn't have and we would not be trying to buy a business. It HAD to happen this way and this was the only path that led to now... I happen to like now! :) Put all your faith in God and God will provide!!!!! It amazes me to no end how life just seems to fit EXACTLY as it should. It's like playing 52 card pick up and having all the cards fall in one little neat pile... PERFECTION!
Sunday, September 25, 2011
Bad News... Or Is It Good News
On Wednesday morning our broker called to tell me that someone else had put in an offer and that we better put in a good offer. So, of course I was all stressed out the whole day. I did a little more looking online to see if another kennel might be for sale. There is another one but it was a really small one and it is in central Indy with no land. So, it really does not fit what we are looking for, however, it could be a stepping stone if we hit a brick wall with every other option that we have.
I requested to see a kennel on the south side of Indy a while back and was denied due to not having enough start up cash. Well for one you can move money around the right way and not need that much to start up, but we were looking at the north side property pretty heavily so it wasn't an issue at the time. I again requested to go see the property telling our broker that we now know that I can get financing and also that we have a little more cash options via family. Our broker was having an issue with contacting the listing agent and we did not know if we could see it or not.
We were going to leave around 4 am rather than 2 am like we had been on previous trips, but with all of this new information we decided we better leave at 2 am like we normally do. We had an appointment with the SBDC at noon, so we knew that we were going to have plenty of time prior to that to, hopefully, see the other property. Our broker finally was able to contact the listing agent and get all of the information on the property as well as set up an appointment to go see the property that afternoon. Well, I had my fertility appointment at 3:45 pm and so I decided I better cancel it so we could go see this property. So, our fertility is on hold, but that is ok because JC comes home very soon and we can go together.
The appointment with the Small Business Development Center (SBDC) went really well and I do plan to stay in touch and use them whenever I need to. They were very friendly and also shared the same passion for animals as I do. They also offer a very neutral answer to questions as they have no benefit to my decisions. I suspect that we will be in touch.
Then on to the next property. Dad and I actually really did like the property, however, the cash flow was not as good as the north side property. Dad and I are very good with moving numbers around so we could find a way to make it work if we needed too.
Then we met at the broker's office to get an offer together for the north side property. We offered what they were asking for the business and then we offered what we thought the land was worth.
The next morning our broker calls and says that apparently the other offer was substantially higher so we were told no. Of course it was horrible, but at the same time the south property was really nice. So, if we can finagle it to make the numbers work then it is actually a better option for us. So, dad and I had to completely rearrange our thinking and see what we could come up with. Dad came up with an option that would be very beneficial to both sides. so, now we are going to put together an offer via e-mail with our broker and hopefully have that in by tomorrow or Tuesday.
Wish us luck... AGAIN!!!!!!
Heather
I requested to see a kennel on the south side of Indy a while back and was denied due to not having enough start up cash. Well for one you can move money around the right way and not need that much to start up, but we were looking at the north side property pretty heavily so it wasn't an issue at the time. I again requested to go see the property telling our broker that we now know that I can get financing and also that we have a little more cash options via family. Our broker was having an issue with contacting the listing agent and we did not know if we could see it or not.
We were going to leave around 4 am rather than 2 am like we had been on previous trips, but with all of this new information we decided we better leave at 2 am like we normally do. We had an appointment with the SBDC at noon, so we knew that we were going to have plenty of time prior to that to, hopefully, see the other property. Our broker finally was able to contact the listing agent and get all of the information on the property as well as set up an appointment to go see the property that afternoon. Well, I had my fertility appointment at 3:45 pm and so I decided I better cancel it so we could go see this property. So, our fertility is on hold, but that is ok because JC comes home very soon and we can go together.
The appointment with the Small Business Development Center (SBDC) went really well and I do plan to stay in touch and use them whenever I need to. They were very friendly and also shared the same passion for animals as I do. They also offer a very neutral answer to questions as they have no benefit to my decisions. I suspect that we will be in touch.
Then on to the next property. Dad and I actually really did like the property, however, the cash flow was not as good as the north side property. Dad and I are very good with moving numbers around so we could find a way to make it work if we needed too.
Then we met at the broker's office to get an offer together for the north side property. We offered what they were asking for the business and then we offered what we thought the land was worth.
The next morning our broker calls and says that apparently the other offer was substantially higher so we were told no. Of course it was horrible, but at the same time the south property was really nice. So, if we can finagle it to make the numbers work then it is actually a better option for us. So, dad and I had to completely rearrange our thinking and see what we could come up with. Dad came up with an option that would be very beneficial to both sides. so, now we are going to put together an offer via e-mail with our broker and hopefully have that in by tomorrow or Tuesday.
Wish us luck... AGAIN!!!!!!
Heather
Tuesday, September 20, 2011
Back to LIFE !!!!
Finally, I am home!!!! Wow, I feels good to be a civilian. I am still not completely whole as my husband is still in Iraq. he should be back sometime next month... hopefully. Knowing the Military I wont hold my breath. Regardless I am home and starting new adventures for us to explore together soon. I have been really busy with one and the other will have to wait until JC gets home. Here are top two projects:
1) Buy or build a dog/pet care business - This one I have been working on... really, my whole life. My mother has always had dogs and pets throughout my entire life and my father so kindly gave me some blood with finance flowing through it. This business is a little bit mom, a little bit dad and a WHOLE LOTTA ME!!
So far we have found a couple of existing kennels/daycares that are available for sale and a very nice property if we were to build from the ground up. We have also talked to a couple banks, not USAA... they do not have business banking. Both banks have pre qualified us for the purchase of one of the kennels/daycares. So, now we need to work up an offer and see where it takes us.
2) The other big ticket item is to start back up with our fertility treatments and FINALLY start our family together. I know both of these items really are BIG ticket items and very time consuming. But, we are strong and God will never put something in front of us that we cannot handle, so if we cannot handle it... it wont happen regardless of what we do to try to make it happen.
I have my first fertility appointment on Thursday. Here is my agenda for the first appointment:
a) Let them know that I am back and that JC is on his way very shortly
b) Get a prescription for a good prenatal vitamin
c) Get a prescription to get AF going again (AF only showed 3 X while I was gone and was due the end of August... Still not here!)
d) Obviously I am still not ovulating on my own so, I want to take Femara for a couple months or so to get my body moving again prior to getting into the "hard stuff" and if it happens to work then great!
e) Possibly get a prescription for the "hard stuff" now while I am the primary insurance carrier on Tri Care rather than on JC's insurance as a family member. I still don't think that they will cover it but it is worth a shot.
f) Discuss the med cycle to refresh my memory
That about covers it. Busy Busy Busy!!! I will try to post more often and will put out links for the business once I am able.
Heather
1) Buy or build a dog/pet care business - This one I have been working on... really, my whole life. My mother has always had dogs and pets throughout my entire life and my father so kindly gave me some blood with finance flowing through it. This business is a little bit mom, a little bit dad and a WHOLE LOTTA ME!!
So far we have found a couple of existing kennels/daycares that are available for sale and a very nice property if we were to build from the ground up. We have also talked to a couple banks, not USAA... they do not have business banking. Both banks have pre qualified us for the purchase of one of the kennels/daycares. So, now we need to work up an offer and see where it takes us.
2) The other big ticket item is to start back up with our fertility treatments and FINALLY start our family together. I know both of these items really are BIG ticket items and very time consuming. But, we are strong and God will never put something in front of us that we cannot handle, so if we cannot handle it... it wont happen regardless of what we do to try to make it happen.
I have my first fertility appointment on Thursday. Here is my agenda for the first appointment:
a) Let them know that I am back and that JC is on his way very shortly
b) Get a prescription for a good prenatal vitamin
c) Get a prescription to get AF going again (AF only showed 3 X while I was gone and was due the end of August... Still not here!)
d) Obviously I am still not ovulating on my own so, I want to take Femara for a couple months or so to get my body moving again prior to getting into the "hard stuff" and if it happens to work then great!
e) Possibly get a prescription for the "hard stuff" now while I am the primary insurance carrier on Tri Care rather than on JC's insurance as a family member. I still don't think that they will cover it but it is worth a shot.
f) Discuss the med cycle to refresh my memory
That about covers it. Busy Busy Busy!!! I will try to post more often and will put out links for the business once I am able.
Heather
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